One quick thing to say here: even if your goal is to sell tens of thousands of copies, you’re very unlikely to get a cover designer or editor to agree to work for a percentage of your profits. If, however, you want this novel to be the start of a career in writing – if you want to make a living doing this – then you will likely need to pay for both editing and cover design. If you’d be happy to simply print a dozen copies of your novel to give to friends and family, then paying for editing or cover design is probably overkill. (Again, you might want to aim for traditional publication here.)
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